This post covers how to send money from USA to Kenya via Moneygram? Sending money from the USA to Kenya has become a seamless process with MoneyGram, a trusted global money transfer service.
Whether you’re supporting family, covering emergency expenses, or managing business payments, MoneyGram offers a quick, secure, and convenient way to transfer funds. # send money from USA to Kenya via Moneygram
With multiple options for sending money, including direct transfers to M-Pesa mobile wallets, bank deposits, or cash pickups at agent locations across Kenya, MoneyGram ensures your loved ones receive their money when they need it most. This guide will walk you through the steps and important details for sending money from the USA to Kenya using MoneyGram.
About sending money from USA to Kenya via Moneygram
Sending money from the USA to Kenya via MoneyGram is a fast and secure way to ensure that your loved ones receive funds when they need them. With MoneyGram, you have several options for transferring money, including direct transfers to M-Pesa mobile wallets, bank account deposits, or cash pickups at thousands of agent locations across Kenya. Here’s an overview of the process and key details:
How to Send Money via MoneyGram
Online: You can send money via MoneyGram website or mobile app by signing up, entering the recipient’s details, and paying with a debit/credit card or bank account.
In-Person: Visit a MoneyGram agent location in the USA to send money. You’ll need the recipient’s full name (as it appears on their ID) and phone number.
By Phone: Some services allow you to initiate transfers via a phone call.
Delivery Methods in Kenya
M-Pesa: Funds can be sent directly to the recipient’s M-Pesa mobile wallet. This is convenient for those who may not have a bank account but need quick access to money.
Bank Deposit: You can transfer money directly to a Kenyan bank account, allowing the recipient to access the funds through their bank.
Cash Pickup: The recipient can pick up the cash at any MoneyGram agent location in Kenya by showing their ID and providing the reference number.
Fees and Exchange Rates
Transfer Fees: MoneyGram charges fees based on the amount sent, payment method, and speed of transfer. Online and mobile transfers are usually less expensive than in-person transactions.
Exchange Rates: Like most money transfer services, MoneyGram applies a markup on the exchange rate, meaning the rate you get may be slightly lower than the market rate.
Transfer Limits
MoneyGram has varying transfer limits based on the sending and receiving country. Typically, you can send up to $10,000 per transaction for bank transfers, while limits for M-Pesa or cash pickups might be lower. The exact limit can depend on how you’re sending the money and the recipient’s country policies.
Speed of Transfers
M-Pesa and Cash Pickup: Transfers to M-Pesa wallets and cash pickups are often completed within minutes, making them ideal for urgent transfers.
Bank Transfers: These may take 1 to 2 business days, depending on the recipient’s bank.
MoneyGram offers a convenient and widely accessible method for sending money from the USA to Kenya. With its fast delivery options, affordable fees, and extensive network, it is a popular choice for those looking to support their loved ones back home.
| Transfer Amount (USD) | Payment Method | Delivery Option | Estimated Fees (USD) | Speed |
| $50 | Debit/Credit Card | M-Pesa | $4.99 | Within minutes |
| $100 | Debit/Credit Card | Cash Pickup | $5.99 | Within minutes |
| $200 | Debit/Credit Card | Bank Deposit | $6.99 | 1-2 business days |
| $300 | Bank Account | M-Pesa | $3.99 | Within minutes |
| $500 | Debit/Credit Card | Cash Pickup | $7.99 | Within minutes |
| $1,000 | Debit/Credit Card | Bank Deposit | $9.99 | 1-2 business days |
| $2,000 | Bank Account | M-Pesa | $8.99 | Within minutes |
| $5,000 | Debit/Credit Card | Bank Deposit | $14.99 | 1-2 business days |
How to send money from USA to Kenya via Moneygram?
Sending money from the USA to Kenya via MoneyGram is a simple process that offers flexibility depending on how you prefer to initiate the transfer. # send money from USA to Kenya via Moneygram
Here’s how you can send money through the different methods:
Sending Money Online
One of the easiest ways to send money from the USA to Kenya via MoneyGram is through their website or mobile app. To start, you need to create a MoneyGram account or log in if you already have one.
After logging in, select Kenya as the destination and choose how the recipient will receive the money—either through their bank account, M-Pesa mobile wallet, or for cash pickup.
Then, input the recipient’s details, including their full name, phone number, or bank account information, depending on the delivery method. Once everything is set, you can pay for the transfer using a debit card, credit card, or your bank account.
MoneyGram will provide a reference number that the recipient will need for cash pickup or to confirm the transaction. Online transfers are fast, and recipients can usually access the funds within minutes.
Sending Money In-Person
If you prefer to send money in person, you can visit a MoneyGram agent location near you. At the agent location, you’ll need to provide the agent with the recipient’s full name (matching their ID) and the delivery method—either M-Pesa, bank account, or cash pickup.
You’ll also need to provide your valid ID and payment method, which could be cash, debit, or credit card, depending on the agent’s options.
After processing the payment, the agent will give you a receipt with a reference number. Share this reference number with the recipient in Kenya, which they will use to pick up the cash from a MoneyGram location or to confirm the mobile or bank deposit. In-person transfers are a great option if you want personal assistance or prefer to use cash.
Sending Money via Phone
In some cases, MoneyGram allows users to send money by phone. This method typically involves calling MoneyGram customer service or an agent who will guide you through the process. You’ll need to provide the recipient’s details, including their mobile number for M-Pesa or bank account information if sending to a bank.
Then, you’ll choose a payment method—either a debit or credit card—and complete the transaction over the phone. The recipient can then pick up the money or receive it in their mobile wallet or bank account as specified. # send money from USA to Kenya via Moneygram
Sending money by phone is convenient for those who may not have access to the internet or prefer phone-based services.
Delivery Options in Kenya
MoneyGram offers three primary ways for recipients to receive money in Kenya:
M-Pesa Mobile Wallet: The money can be transferred directly into the recipient’s M-Pesa account, making it a quick and convenient option for individuals without bank accounts.
Bank Account: For recipients with a bank account, you can send money directly to their account, with funds usually arriving within 1–2 business days.
Cash Pickup: If the recipient prefers to receive cash, they can visit any of the numerous MoneyGram agent locations across Kenya to pick up the money. The reference number and a valid ID will be required for collection.
By choosing the method that best fits your needs, you can easily send money from the USA to Kenya using MoneyGram, ensuring that your loved ones receive their funds quickly and securely. # send money from USA to Kenya via Moneygram
Can I transfer money from MoneyGram to M-Pesa?
Yes, you can transfer money from MoneyGram to M-Pesa. This option provides a convenient way to send funds directly to a recipient’s M-Pesa mobile wallet in Kenya, allowing them to access the money almost instantly.
MoneyGram has partnered with M-Pesa to enable seamless transfers, making it easy for individuals in the USA to support their loved ones in Kenya. Once the money is sent, it is quickly credited to the recipient’s M-Pesa account, where they can use it to pay for goods and services, withdraw cash, or transfer it to other users.
This integration has made cross-border money transfers more accessible and efficient, especially for those who may not have access to traditional banking services in Kenya. # MoneyGram to M-Pesa
How do I receive money from MoneyGram in Kenya?
Receiving money from MoneyGram in Kenya is a straightforward process. Here’s how you can do it:
M-Pesa Mobile Wallet
If the sender has opted to transfer the money directly to your M-Pesa account, the funds will automatically be deposited into your mobile wallet.
You’ll receive an SMS notification confirming the deposit, and the money will be available for use immediately. This method is quick and convenient, especially for those who frequently use mobile money services.
Cash Pickup
You can visit any authorized MoneyGram agent location across Kenya to pick up the money in cash. You’ll need to provide the reference number given by the sender, along with a valid identification document such as your ID card or passport. Once verified, the agent will hand you the money.
This option is ideal if you prefer to receive physical cash or do not have a bank account.
Bank Deposit
If the sender chooses to send money directly to your bank account, the funds will be deposited into your account. The processing time may vary, but typically, it takes 1–2 business days for the money to be available in your bank account.
This method is suitable for those who prefer to have the funds directly accessible through their bank.
For all methods, it’s important to ensure you have the correct details, such as the reference number and a valid ID, to receive the money without any issues. Double-checking these details can help avoid any delays or complications in receiving your funds.
Read about transferring money with Western Union
Conclusion
Using MoneyGram to send money from the USA to Kenya is a reliable and straightforward process, offering flexibility in how recipients can access the funds. Whether through M-Pesa, bank transfers, or cash pickups, MoneyGram provides fast, secure options tailored to your needs.
With competitive fees and wide accessibility, MoneyGram continues to be a top choice for international money transfers, helping you stay connected with your loved ones in Kenya efficiently.
